Government Loans For Business
Federal Government Business Loans

GOVERNMENT LOW INTEREST LOANS:  A state may raise money through industrial revenue bonds to buy your fixed-asset equipment.  The public, which invests in these bonds, do not pay taxes on the earned interest.  When a low interest loan is granted, the states does not guarantee that investors will get their money back if the business fails.

If a state issues a general obligation bond, a public investment is then guaranteed.  The states will also make direct loans at low interest, or even co-sign a commercial bank loan.  If a state co-signs a loan for you, it may subsidize your interest and reduce an already low-interest rate lower yet.

VENTURE CAPITAL FINANCING:  This method can provide Free Money in the sense you wouldn't have to pay it back.  You would, however, probably have to give up part of the ownership of your business in order to receive financing.  Most states have their own venture capital finance terms that invest in high risk businesses.

MANAGEMENT TRAINING:  Most states will assign specialists to work with a new business with one-on-one management training.

BUSINESS CONSULTING:  Free management advice is offered on almost every business subject by the Department of Economic Development to minimize new business start-up management costs.

EMPLOYEE TRAINING ASSISTANCE:  This program provides Free Money to train employees.  Free Money is also available to send employees to school.

RESEARCH & DEVELOPMENT GRANTS:  Free Grants are available to attract high-tech related companies.

PROGRAM CONSULTANTS:  States have highly trained management consultants who will locate Federal Grants and help you through the application Process.

MINORITIES & WOMEN:  Free Money Grants and Government Loans are available in most states for women or minorities who want to start a business.